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Congratulations! You are about to hire your AXA Health Insurance policy. Please check your email inbox. We have just sent you the steps to follow for the formalization of your health policy. We remind you that we are at your disposal for any questions or clarification.

AXA Pension Plan

Retirement Solutions
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Your retirement arrangement with tax benefits

Statutory pension is no longer guaranteed for worry-free coverage. In order to enjoy the standard of living you are used to in old age, a timely retirement arrangement is essential.

AXA’s pension plan offers high security and what’s more, the opportunity to shape your pension plan in accordance with your individual needs. In addition, the Spanish government supports personal pension provision through tax benefits.

Your benefits at a glance:


  • The contributions are flexible: they can be periodic (minimum 30 € per month, maximum8.000 € yearly) or occasional
    Selectable payment type (monthly, quarterly, or annually)
  • Tax incentives: The contributions to a Plan de Pensiones are deductible:

If you have an Income Tax rate of 30%, for every 1.000 € you invest, you will save approx. 300 € in your next Annual Tax Return

If you have an Income Tax rate of 37%, for every 1.000 € you invest, you will save approx. 370 € in your next Annual Tax Return

If you have an Income Tax rate of 45%, for every 1.000 € you invest, you will save approx. 450 € in your next Annual Tax Return

  • No obligation to make contributions every year, and they can be stopped and restarted at any time
  • You can choose among different investment profiles= conservative, moderate or low / high resolute, or even combine them
  • Liquidity = normally should be redeem once retirement occurs , with following exceptions: Death, Inability/dependency , Long-term unemployment , serious illness, or after a 10-year period (only shares that have been held for a minimum of 10 years) 
  • As you redeem the plan (normally by retirement), the income will be considered as earned income . Therefore it is important to optimize the way you get the money: you should do it in the form of monthly / quarterly /half yearly or yearly pension income 
  • Regular information on the development of savings proposals

Enjoy the good feeling of having made the right decision with AXA’s pension plan, because we care about your retirement.

AXA Anke Sevenster gives you proffesional advise: we analyse your profile and needs .Use our online inquiry or make an appointment with us.

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